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Hobbies
I keep seeing posts on Instagram about women renovating or updating their homes or creating gardens! It’s so inspiring! It makes me want to do those things, but I’m already so busy! I set hobby goals for October and I’m so far behind that I don’t think it’s even possible to accomplish them this month….
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Preparation for Tax Time
We’re in the last quarter of the year and now is a good time to make sure you are on track for contributing what you wanted to contribute to your retirement accounts prior to 2025. You still have time to make changes to your withholding to ensure you end up where you want to be….
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Changing Course
Don’t be afraid to change your mind and your direction. Regardless of how well you planned something and how much progress you’ve made, if you think something else is better for you, pursue that. I’m not afraid to change my mind. I never have been, thankfully. The one thing I don’t change my mind on…
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Wanna Be a Millionaire?
It’s all about investing! Mostly, it’s about investing consistently over the long term. According to Investopedia, the S&P 500 has a yearly average return rate of 9.90% since 1928. Since adopting 500 stocks into the index in 1957, it’s actually 10.26%. The reason this matters is because I’ll be showing you the math with an…
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Lean FIRE
I’ve read that some people define Lean FIRE as being less than $40k per year. I’ve also read that it’s supposed to be less than $40k per household, meaning $20k or less per person. I count myself as going after Lean FI, even though I am planning on being single spending about $30k per year….
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Coast FIRE
I’ve officially hit the Coast FIRE milestone! Which means that if I wanted to start using all of my money right now rather than investing, I could. I could stop contributing to ALL of my retirement accounts and investment accounts and just coast all the way to retirement. Upon my arrival at 65, I would…